Paytm

Now you can download Paytm apk for your Android phone.

Paytm short for Pay through mobile, is an Indian e-commerce payment system owned by the One97 Communications. It is India's most popular mobile payment app.

It is a digital payment platform that allows its users to transfer money promptly to anyone at zero charges. It has many other additional aids that make any type of payment much easier.

Ways of Payment

This digital payment system is the best choice when it comes to paying without using cash. It offers 3 different ways of payment service. They are,

• Paytm Wallet: It is a digital payment tool where you can transfer money from your bank account or credit card to use for transactions on the Paytm app. You need a Paytm account for it. You can add up to Rs. 10,000 in a month in the Wallet. You can even increase the expanse using the KYC (Know Your Customer) system.
• Bank Account: You can open a Paytm payment bank account to use for payments.
• Bank Account Linked: You can use the Paytm app without opening a bank account or Paytm wallet. In that case, you need to link the bank account you want to use for transactions.

Key Features of Paytm

• Money Transfer

Paytm offers you to send or receive money directly in your bank account without any extra charge. You can transfer money from a bank account to another bank account or even to wallet.

• Pay Online & Offline

With this, you can pay the bill for any shopping stores, restaurants, petrol pumps, and many others. There are many ways to pay bills through the Paytm application. You can link bank account via UPI or add money to the Paytm wallet or you can even scan QR codes to make fast payments.

• Mobile Recharge

Mobile Recharge is the most primary service of this Indian e-commerce payment system. You can recharge any mobile number with any amount for 24×7. You can also surf to look for different offers from any telecom company.

• Book Tickets and Hotels

It offers you ‘Paytm Travel’ service, where you can book Train Tickets, Bus Tickets, and national & international Flights. You can also book Hotels or Metro Tickets. In this section, there is an option named ‘My Bookings’ that lets you check all your prior bookings.

• Movies, Amusement Parks & Events Tickets

Through the latest Paytm application, you can book tickets online for the latest movies, amusement parks, or any upcoming events.

• Deals & Discount Vouchers

Deals & discount vouchers on various products can be accepted through Paytm and save money on your payment.

• Utility Bills

Paytm makes paying utility bills much easier. You can pay utility bills like Water bills, Gas bills & Electricity Bills on your phone from home. You can also make credit card bill payments, challan payment, fee payment & more.

• Play Games

Along with getting financial services, Paytm also gives you chances to entertain yourself by playing online games, such as Paytm First Games, Snake Wars, Rummy, Live Quiz, Wheel of Fortune, etc. You can even play multiplayer games like Ludo, Clash Royale, Cricket Games, Solitaire, Rummy, Bubble Shooter or action games, sports & racing and win Paytm cash.

• Digital Gold

You can also buy Digital Gold in real-time prices with no hidden costs. However, it is the responsibility of MMTC-PAMP and AUGMONT to sell and keep your gold. You can even change your digital gold into physical gold and this will be transported at your address in the form of gold coin.

• Financial Investment

Paytm app also gives numerous financial services. Such as paying your loan EMI to your lender, investing in Mutual Funds / SIP, pay for life insurance, etc. You can even make a Fixed Deposit in Paytm with a 7.5% interest rate or gain Paytm First Card for contactless payments powered by Citi Bank.

• Other Benefits

             Check bank balance

             DTH recharge

             LIC premium payment

             Metro Card recharge

             Online shopping

             Available in 11 Indian languages

             24x7 Customer service